Category Archives: Private Sector

Three Business Models-Target State Service Architecture

Three Business Models

  • Innovation to Invent
  • Change to Improve
  • Operate to run the business


Sub-Account Code

  • 30 Innovation
  • 20 Change
  • 10 Run


Risk Management

  • High Risk – innovation
  • Medium Risk – change
  • Low Risk – run


Crisis Detection and Prevention – Grandparents Rights

Crisis Management Detection

Grandparents rights

  • Grandparents as a support and safety system for the children living in violence
  • Grandparents as the first consideration when children are proposed to be removed from the home.
    • There’s no excuse for removing children from their home to place the child with strangers.

First, let’s understand the cost of doing nothing.

A grandmother in Florida had a suspicion  “something was very wrong” with her daughter and her relationship.

Imagine for just a few moments.  Would you be very forgiving if you knew something was wrong and you had no rights no way to intervene? 

For any parent/grandparent – being helpless to save your child and her children. 

Many people immediately blame the woman being abused.  Sure, it’s easy to make judgements about things we don’t understand.  Please, open your mind to the FACT a woman with confidence and all “the will” on Earth can and does find herself “isolated”, then emotionally broken down by her abusive partner and eventually the emotional abuse and control turn violent.



Personally, it would simply break down all hope for me if I was helpless.  The nightmare no grandparent should ever face knowing their child is being harmed, then knowing our grandchildren are being harmed too?

Could you even imagine the horror?  

Nothing compares to being without anyway to respond nor any way to protect the innocent grandchildren. 

This grandmother in Florida lives her nightmare every day knowing she was helpless and because grandparents have no rights, she lost her daughter and her grandchildren.  The abuser killed her daughter and her grandchildren.

In any situation where domestic violence is concerned we must assume the children are harmed when they are forced to watch a parent abused by another parent.   The children must be allowed to go with their grandparents before strangers.


The opportunity in having “the Rights of a grandparent” forces the abuser to be much more subtle about the degree of abuse children witness.

A primary benefit of the concept of grandparent rights ensures the children are not removed and placed with strangers.   The foster care system must support the transition to grandparents just as it would support a stranger to care for the children.  The same issues will exist and often grandparents are not in a position to financially support the child(ren).

Legislation must be written and passed to support grandparent rights.

Grandparents Rights as an intervention

A grandparent rights approach allows the law to guide the inclusion of grandparents.

  • Having grandparent rights as a global law-ensures a certain safeguard in having no way to isolate the parent from their own parents.
    • An abuser must not have a way to isolate the victim or the children of the victim

Support systems for grandparents

Systems which allow grandparents an objective forum to warrant temporary placement away from the abuse

  • As the first response to any mandated report filed and justified to remove the children from the home.
    • Any victims parents would be eligible for placement of the children while the investigation occurs – unless a child specifically raises concerns about their safety.
    • Any accused parents family would not be a good choice as the parent would be likely to protect the victim at the expense of the children.

Preventing grandparents from abusing their rights must be considered and safeguards put in place to prevent such threats.

Victims of Crime in a Big Data World – Sandy Hook Parent’s letter with alarming crime statistics

Powerful words from a parent who lost a child in the Sandy Hook Elementary School massacre.

  • Can you imagine the following statistics included in the letter?

“According to the 2011-12 National Survey of Children’s Health, nearly half of America’s children will have suffered at least one childhood trauma before the age of 18. They need your love.”

  • We must assume at least half the children in the country (USA) will be a victim or experience a traumatic event related to violence.
    • What significance does this bring to a series on technology?
      • Common sense tells us a threat for a victim of crime would be the person who committed the crime or a person trying to protect the violent offender.
      • Before we had a reasonable expectation of privacy and countless laws protecting us.
      • When we have few opportunities for a threat we can rely on prayers and hope for the best.
    • When our quest for innovation promotes more at higher velocity, we are moving from innovators to something I am unable to put in words or assign a label.
      • Victims of crime are threatened by Big Data of certain types-Locator Data, photographs or images in any formats
  • We must prevent criminals from locating children or adults who’ve already been harmed by violence
  • We must prevent abusive partners from tormenting or kidnapping children to force the victim to their death.

Design for the rule, protect and prevent.

If we follow the approach and understand that when we design something, especially in relationship with kids we must assume the following;

  1. Economic Liability
    1. A child cannot accept terms therefore the assumption that your company is free from harm or covered legally based on forcing acceptance of terms at download;
    2. A child is not eligible for the rule of entering into an agreement with a legal entity.
    3. A child nor the parent can be liable for any commerce arrangement unless a parents authorization has been acquired on each application.
    4. Any BYOD and Mobile Device solutions must acquire a parents approval from a device large enough to read the terms.
      1. each photo image opportunity,
      2. on any research performed on a child and any behavioral profiling done with any of the same.
  2. Social and Public Privacy
    1. In some cultures a photograph of a person violates a spiritual belief
    2. Threats to a child in public and private life are long lasting – Ie; minors photographs with any sexually explicit images are associated with bullying and Sexting far too often.
    3. Any collector or provider in possession may be considered child pornography and illegal in the US.
    4. While we may be immediately inclined to inform a parent-it’s illegal to monitor without a parents expressed consent.
    5. Teenagers are finding the trust placed with a partner can be damaging to their reputation and in some cases the situation ends in death.

Here’s my argument with an understanding that I am a proven innovation expert. Not bragging, rather qualifying my ability to speak on innovation.

Big Data – Financial and Operational Type

Types of Big Data

Why Big Data isn’t about financial and operational data?

  • The blog intends to identify the different types of big data
  • In the post we advise the separation of concerns with regard to financial and operational data.
  • The material provides templates from the NIST work group for reference architecture although the templates changed after I prepared these.

Five Capability Model

Understand the value and purpose of the five capability model.  A way to segment and separate concerns moving what MUST be governed and segregation of duties applied with record retention and zero data loss.
Yes, the five capabilities has synthesized the corporate policies, the Board priorities, the legal and legislative landscape in addition to the United Nations requirements.

Financial, Reputation, and Regulatory Threats and Weakness


Horizontal Flow

The type used to run the business during transactional events used to report revenue or on expenses.  In the public sector we refer to this type of data as cost and benefits.

  • Record Retention, zero data loss and zero down time are all applicable for the operational scope.
  • The best approach for any organization or agency is to separate concerns and DO NOT mix your operational parts of the business with your fit for purpose or analytic decision support systems.
    • Choose to mix the two and you have a higher cost on every project.
    • You must govern all and assume every release has a potential to influence your key controls.
  • Segmenting the operational scope enables speed and agility and a smaller set of applications to invest in P1 support systems.
    • Governance around the key control systems has supporting corporate policies and buy-in has greater probability.
7 year retention is an average for all financial records-assume zero data loss and zero downtime

Financial Transactions by stakeholder dependency across the life of the activities.  Each output becomes the input to the next process stakeholder with a record as an output.  The record retention requirements for financial transactions typically is 7 years or more.

Transaction Capabilities – International and Generic

Today, we are trying very hard to not include these points to avoid this issue with compliance or another which sends up read flags with security.

What’s my cure for these types dilemma’s?  I eliminate or move the threats vectors to their rightful home.  Big Data isn’t the system of record for financial management capabilities, nor the home for the party or offer management capabilities.  For the same reason, a single copy of the expense and revenue transaction capability results are protected within a data store.

How does the suggestion help solve the problems with security, governance and compliance?  The 5 capabilities are operational and the foundation of any companies business management system.  The scope for Sarbanes Oxley and all regulatory reporting.   Record retention requirements with zero data loss and zero down time are all part of the scope.

IF we scale the operational and financial information back to their system of record, integrity of the financial records and retention is not going to hinder the objectives of a big data solution.  The technology and requirements are only a problem in regard to the financial and operational processing moving to a big data store.

A great example being records management outside the technology designed to retain records for an organization or agency.  The management of data derived from a record is not going to attain the right retention treatment when converted back to a data expert in a data store.

Requirements Capability Template

Gary Mazzaferro supplied this template to the Reference Architecture team in NIST Big Data Work Groups in the first phase of NIST development on the subject.  

Private Sector

A horizontal segmentation of inbound from source using 1 of 3 types of feeds over a network connection an API requires an ACL or similar connection.

The segmentation within the data mart section allows each functional group to own their connections and sharing with external parties based on the containment of the authorized users within the data mart for each function.  Rather than rely on offline tickets which are merely rubber stamps without the integrity of the segregation of duties requirement and intent continues to be lost in the translation between IT and Business.

Three types of inbound feeds ensures the proper management of data sources, encryption specifically

In the private sector we have an option to include the 2nd horizontal data as segmented by types and use in most organizations across the world.  Most businesses are not integrating their voice, video, and data and when they are we can assume streaming (real time) feeds or unstructured in column 1 or column 3.

Column 2 Operational (see above)

Column 4 Fit for purpose anything goes information we all know and most peoples desires are in their data marts.


The requirements we hear about are best segmented by the groupings identified as the grouping will manage access and allow containment when sharing beyond the organization in a shared cloud scenario.  Marketing allows other marketing stakeholders to access their information.

Business Function – Roles based access

We want to avoid situations where marketing grants access to operations data without operations having anything to do with the decision.


Public Sector

Vertical Processing

The concept in the vertical or horizontal flows are through an online protection framework.  The framework segments the grouping of people to ensure in and out of the big data store anyone operating a big data store solution has the ethical and socially responsible indicator in all service capabilities.

Real World versus Fit for Purpose

Measuring “Real World” for fact based Decision Making

The real world assumes fact based sources and actual dimensions for example zip codes are fact based and actual dimensions are related to the zip code.

If we acquire information from the Census Buruea we have acquired “facts”.  If we acquire information from a report, we are acquiring a sponsored report which will reflect the views of the person sponsoring the report.  Certainly some reports are derived by people who intend to acquire facts, although the scope and facts are limited to the views and understanding of the people performing the work.

Fit for Purpose

The report sponsored by anyone whether private or public sector and regardless of the people performing the work, the results must be assumed as “Fit for Purpose”.  The world has taken on this assumption about the viability of a any successful company as an example; people believe the company requires fit for purpose above the Real World in all scenarios.

However, we know that most companies are in silo’s and this introduces significant waste in an organization.  Therefore, fit for purpose is not the best approach it is an acceptable approach if the business and management systems are tightly integrated away from fit for purpose layer.


These two terms were introduced to me by an expert blogger Jim Harris via a Radio Show he hosted with a guest speaker who framed the conversation in the same way with different examples.

External Auditors – Annual Financial or Bi-annual Re-certifications

Let’s consider the external stakeholders, shareholders, investors and regulatory requirements for any company would need to be working by Real World definitions.  We might have very strategic ways of supplying both with little disruption in most cases.

Systems Approach To Management

The approach would restore systems with leverage points and feedback looks at the places where both suppliers and customers interact with an organization and employees in ways that could be determined by each company, knowing these are vital to the companies quality management systems.

Using a system simulation tool

Enabling discreet monitoring and fact based decision making using the highway analogy.


Assume that Wisdom as a Service offers the client just what I am describing beginning with a baseline assessment of the organization as it today and what we measure as a standard.  The standard is the basis for Real World when applied to your organization.


Wisdom as a Service

Wicked Design Solutions

Lisa Martinez 408.638.9016

Generic – Online Protection Framework


Belonging to a certain general class  (genus). Also, an item not marketed with a brand  name, trademark,  or other distinguishing feature  that separates it from other similar items.

Read more:



Generic Stock and Flow Model
Generic Stock and Flow Model

Insight Maker “Templates”

“A generic vector”

A common measurement which would be true for any population.  A group of people in a GIS code infers a true measure for people all over the world.   A vector would be set and true for all variables when applied in a model.  The population volume remains x when a modeler applies “A Variable” to the population.  A modeler doesn’t not want to add the population as a variable otherwise the model simulation will work as effectively.

“Any Vertical”

A model which can be used by any vertical market.  Notice the segmentation of a population grouping children by milestones.  Different variables apply to each of these populations.   The child populations are shown with a parent authorization true for each person in the segment.  The concept applies a filter type concept which requires a parent to have visibility and apply an authorization to use any online service.

Any vertical market
Any vertical market

“A Healthcare” model

A model which would be applicable to the healthcare industry variables.

Healthcare Industry
Healthcare Industry

“An Education” model

A set of variables “true” in the education vertical.

Educational Vertical
Educational Vertical

“A Media and Entertainment” model

A media and entertainment model applied to the education model.

Media and Entertainment
Media and Entertainment

Online Protection Framework

The above definition must be assumed for any online protection framework.  Online protection for children or victims of violence have a reasonable expectation of privacy and advertising in no way justifies any reasonable expectation other than these populations have additional safeguards and greater risk of harm to physical safety.

A per cloud

An open standard solution currently being developed as a viable option for parental authorization and a reasonable expectation of privacy.

Online Protection Framework - percloud

“a 3rd Party and Platform Provider”

The following diagram infers the way information would ideally remain unique to 3rd party applications and Platform Providers when a per cloud user acquires an application from the Play Store or iTunes.

The change required for 3rd party applications and Service Providers would be to refrain from all restricted data types and only acquire “Selected Visible”.  The change supports the many laws in place which protect people from others collecting or reselling for any reason.

A Platform Provider and 3rd Party Provider consumes only non-restricted information from a per-cloud user

Mobility services need to be revisited and controls put in place at the release of applications into the mainstream through these two stores primarily.  An assumption is made that Google and Apple are managing their stores with integrity.  Therefore, understanding and changing the way these applications can damage an asset or use up the data minutes inadvertantly for users.  Well this is a responsibility for these two providers who host the stores where people acquire these applications.

Expense or Cost Transaction Capability

Universal expense or cost transaction capability

Understanding the general systems theory and application of the generic process framework which is a sub-system and constraint for all systems.   

Step 1 Business Process 1 – Design the Strategy and Vision for an offer.

The management decision making process which must occur and iterates each year or in investment firms in the financial market would be the only example where this process may occur more often.  This is true for the fact that all planning follows one of three paths.

  • Portfolio sub account 30
  • Program sub account 20
  • Project sub account 10

In today’s world we believe we are running with these basic concepts in our tools and process.  In our process and our people practice or seek the ability to either run the business in operations of the enterprise.  Change the business in continous improvement of the business operations of the enterprise.   When we innovate we are transforming a market and therefore need to remain in the Portfolio layer of the enterprise.

We must assume the fact that a project manager is not going to qualify as a program manager, to manage the program with more than 1 project a person must invest in thier professional development through the enterprise employee development process or as a personal investment.   In order to move into the portfolio part of a business we must invest in program level or advanced certification and then work towards an expert certification as a portfolio manager.   In any enterprise the rule can apply to all resource in the Enterprise.

A portfolio must be managed by the Expert in a market offer lets apply the concept of education as the portfolio and we can assume this has a relationship with children who receive education, parents who make decisions and are the primary customer in the education industry, teachers who provide a service and the federal government supplies the majority of the funds to a delivery system which includes the state departments, county offices, local districts and schools.

The point of interest being the students are not the primary decision maker the parent is the customer in education.  We learn from the moment we can feel and hear in our mothers womb, but we start the social system at birth.  We know we have Federal Sponsors of the majority of our education dollars  What if our deficit problem was a direct result of not educating people and not understanding the relationships in a system.

We learn in both public and private life, our economic life determines the quality and whether we can apply the learning more broadly to improve our social and family life or protect our health and physical safety by increasing our economic life opportunities.

acquire approval for operational, continuous improvement or change cost for all branches in government and all organizations or agencies. 

Step 2 – begin cost estimates

Benefits framework for all cost intended to benefit citizens
Step 1 – Identify the benefits audience for operational cost for all branches
to the citizen or consumer

Step 2 – identify the benefits audience and method of delivery for all future branch cost